Blox Agent Pay

The payment layer for
the agent economy

AI agents are becoming economic actors. They pay for API calls, buy compute, settle invoices, and trade with other agents. Blox Agent Pay is the financial infrastructure for autonomous intelligence — wallets, budgets, policies, and instant settlement via digital assets.

0Policy Rule Types
0API Endpoints
0Currency Pairs (FX)
0Free Transactions/Month

Why this needs to exist

By 2027, autonomous AI agents will collectively manage billions in transactions. We have already built the wallets, budgets, and policy engines they need.

The Control Problem

A runaway agent burned $50K overnight on GPU compute because nobody set a limit. Blox Agent Pay is the enforcement layer between 'the agent wants to spend' and 'money actually moves.' Every payment evaluated against policies in milliseconds.

The Microtransaction Problem

AI agents transact at $0.002/API call, $0.001/second for compute. Traditional payment platforms can't handle millions of sub-cent transactions. Metered billing and streaming payments solve this at machine scale.

The Machine-to-Machine Problem

When Agent A needs to pay Agent B, there's no infrastructure for that. No credit card, no bank account, no human in the loop. Blox enables direct agent-to-agent settlement creating an entirely new economic layer.

The Compliance Problem

When regulators ask 'Who authorized this agent? What are its limits? Show me the audit trail?' — you need an answer. KYA (Know Your Agent) provides declared purpose, risk category, and full audit trail.

The Core Product

Agent Budget Accounts

A human configures these once. The agent operates independently forever.

Wallet

Custodial multi-currency digital asset wallets with real-time balance tracking, atomic holds, immutable transaction ledger, and source screening on funding. USDC, ETH, BTC, and 150+ currencies.

Multi-currency per agent
Auto-freeze on blacklist events
Balance hold reservations

Budget

Hard spending limits enforced in real-time. Per transaction, daily, weekly, monthly, and total lifetime. Alert thresholds at 50%, 80%, 90%. Auto-pause when exhausted. Auto-reset on period boundaries.

5 budget period types
Configurable alert thresholds
60-second auto-reset cycle

Rules

10 policy types governing every payment. Spending limits, velocity controls, counterparty whitelists, geo-restrictions, time schedules, amount thresholds, and human-in-the-loop approval workflows.

Approve / Require Approval / Block
1-hour approval expiry windows
Custom & conditional rules

Six payment patterns built for machines

Payment types designed for how AI agents actually spend — at machine speed, machine scale, with digital assets.

One-Time

Standard Payments

One-time digital asset payments with full policy evaluation. Every transaction passes through the policy engine. Supports WALLET, BANK, CRYPTO, STABLECOIN, and CARD methods. Idempotency keys prevent duplicates.

M2M

Agent-to-Agent

Direct wallet-to-wallet transfers between AI agents. No human intermediary. Both sides have wallets, both sides have policies, settlement is instant. This creates a new economic layer — an agent economy.

Per-Second

Streaming Payments

Continuous per-second billing with automatic budget caps. $0.01/sec for GPU compute — platform stops the stream when the budget is exhausted. 60-second tick cycle. Active stream monitoring.

Micro-TX

Metered Billing

Usage records accumulate (1,000 LLM calls at $0.003 each) and settle against the wallet in a single $3.00 batch debit. Sub-cent precision. Unbilled usage tracking and manual billing triggers.

152 Pairs

FX Conversion

152 currency pairs via the Blox FX engine. Quote generation with time-limited rate locking, 0.5% spread, and full conversion history. Rate refresh every 5 minutes from multiple sources.

Batch

Settlement Batches

Group transactions for batch settlement to BANK, CRYPTO, or STABLECOIN destinations. 0.1% settlement fee. Express and standard modes. Pluggable provider system with reference tracking.

Five lines to give your agent a wallet

agent-setup.py
from bloxagentpay import AgentPay

# Create agent with digital asset wallet + budget
agent = AgentPay.create(
  name="data-marketplace-buyer",
  budget={"daily": 200, "per_tx": 25},
  currency="USDC",
  policies=["counterparty_whitelist", "velocity_limit"]
)

# Agent autonomously purchases datasets
payment = agent.pay("agent:data-provider-42", 12.50)

# Stream payment for GPU compute
stream = agent.stream(rate="$0.01/sec", cap=50)

# Metered billing for API usage
agent.meter("openai-calls", qty=1000, rate=0.003)

Safety is the product

Three layers of autonomous defense prevent agents from going rogue with your digital assets.

Compliance Module

Wallet screening against 11 integrated threat intelligence sources via the Blox compliance engine. Circuit breaker fails closed — if screening is unavailable, payments are blocked, not approved.

3 blacklist scopes (Developer, Agent, Address)
Quarantine jail for flagged deposits
Cascading freeze on blacklist events
Multi-chain address support

Threat Scoring

Real-time threat scoring (0-100) per request with behavioral baselines stored in Redis. 5-minute sweep jobs detect attack patterns: policy violators, velocity spikes, brute force attempts.

Auto-approve / require approval / auto-block
Behavioral baseline per agent
Pattern detection every 5 minutes
Self-healing health checks every 2 min

Virtuous Cycle

AI-driven continuous improvement running every 15 minutes. Automatically runs test suites (unit, integration, MCP, security), analyzes results, and proposes policy enhancements with human approval required.

Auto-analysis of test results
Enhancement generation + approval
Full cycle history audit trail
Git SHA tracking per cycle

Built for developers, operated by AI

Full developer portal, SDKs, MCP protocol, and three AI-powered operational brains running in the background.

Developer Portal

Web dashboard with agent management, wallet tracking, payment history, policy configuration, budget monitoring, approval queue, webhook management, and interactive demos running real API calls.

MCP Protocol

Model Context Protocol integration for Claude Desktop, Cursor, and custom agents. 9 tools exposed: list/get agents, budgets, payments, create payment, screen addresses, list blacklists and quarantine. All mutations force human approval.

AI Operations Brains

Sales Brain scores and nurtures leads every 30 min. Onboarding Brain detects stalled developers every 10 min and auto-nudges. Ops Brain monitors system health every 5 min with auto-incident detection and resolution.

HTTP 402 & UCP

Native HTTP 402 Payment Required protocol with challenge-response flow. UCP manifest at /.well-known/ucp-manifest.json for auto-discovery by AI agents. Supports stablecoin, card, and wire proof types.

Built for agents, not checkout flows

Traditional payment platforms were designed for humans clicking buttons. Agent Pay was designed for machines moving money autonomously.

Traditional Platforms
Blox Agent Pay
Designed for
Humans
AI agents
Payment rails
Fiat only
Multi-asset + cross-border
Agent identity
None
KYA (Know Your Agent)
Spending limits
Manual or none
10 policy rule types
Microtransactions
Not supported
Metered + streaming
Agent-to-agent
Not possible
Native wallet-to-wallet
Settlement speed
1-3 days
Instant
Budget enforcement
Manual
Automatic, real-time
Human approval
Not built in
Native approval workflows
AI auto-discovery
Not supported
UCP manifest + HTTP 402

8 pre-built templates. Ship in hours.

Each template includes wallet setup, budget policies, and working integration code. Fork one, customize, deploy.

LLM Cost Manager

Track and control spending across OpenAI, Anthropic, and other LLM providers with per-model budgets

GPU Compute Buyer

Auto-purchase GPU time from compute marketplaces with streaming payments and budget caps

Data Marketplace Agent

Autonomously purchase datasets and APIs with metered billing and counterparty whitelists

SaaS Subscription Manager

Manage recurring SaaS payments with velocity controls and approval workflows

Cross-Border Remittance

Agent-facilitated cross-border digital asset transfers with FX conversion across 152 pairs

Treasury Agent

Automated treasury management with rebalancing triggers and yield optimization

Vendor Payment Bot

Scheduled vendor payments with budget tracking, approval workflows, and counterparty management

Micro-Task Payer

Distribute sub-cent payments to thousands of workers with metered billing and batch settlement

Works everywhere agents run

REST API with HMAC signing, Python and TypeScript SDKs, MCP protocol for Claude and Cursor, webhook events, and peer-to-peer sync.

Python SDKTypeScript SDKREST API (40+ endpoints)MCP ProtocolClaude DesktopCursor IDELangChainWebhooks (20+ events)HTTP 402UCP Manifest

Webhook events include agent lifecycle, payment flow, wallet operations, budget alerts, metering batches, streaming state, and settlement completion. HMAC-SHA256 signature verification on every delivery.

Three structural advantages

Moat 1

Existing Payment Rails

Built on Blox production infrastructure: proprietary payment rails, MPC custody, 152-currency FX engine, and instant settlement. Backed by 10+ years of regulated fintech operations. Every competitor starts from zero.

Moat 2

Agent Budget Accounts

The wallet + budget + rules concept does not exist anywhere. No platform has agent identity (KYA). No platform has autonomous budget enforcement. No one offers policy-gated payments with human-in-the-loop designed for AI.

Moat 3

Machine-Scale Patterns

Per-second streaming, sub-cent metered billing, agent-to-agent transfers, and real-time budget enforcement. These payment patterns do not exist in traditional fintech. They are purpose-built for the agent economy.

The agentic economy needs payment rails.

Give your AI agents their own digital asset wallets today. Free tier includes 1,000 transactions/month. pip install bloxagentpay.

No credit card required. Python SDK installs in 10 seconds.